The true cost of every car, plotted and proven.
Ownership, measured — not guessed. We plot the full five-year cost from verified data: what the car is worth, what it costs you, and the moment your spend passes its value. Every point sourced to a primary issuer.
Auto Loan Decision Engine
Is this car purchase financially sound? One score across six factors — from how long you'll owe more than it's worth, to the true five-year cost — built entirely on sealed AAA data.
Open the engine →84-Month Loan True Cost
What a long-term loan really costs by credit tier, including the interest a low payment hides.
Open →Trade-In Tax Savings
How much sales tax your trade-in saves you — verified across 51 jurisdictions.
Open →New vs Used Total Cost
New or used — which is the cheaper path once the fall, rate, and warranty are weighed.
Open →SUV vs Sedan TCO
Does an SUV really cost more than a sedan once fuel, insurance, and depreciation count.
Open →EV vs Gas Ownership
Does an electric car pay back its price premium over five years of ownership.
Open →Electric SUV vs Gas SUV
Among larger vehicles, which powertrain wins on total five-year cost.
Open →Every number has a receipt. Here's one.
We don't ask you to trust the word "verified." Each figure in the instrument is read from its issuer, dated, and hashed. This is what one looks like.