1. Vehicle Profile & Purchase Parameters
Total pre-tax vehicle price
$
US Avg: 12,000
Evaluation horizon
First Year Depreciation Drag:
-$6,750.00 (-15.0%)
Mileage Wear Factor:
Standard Baseline (1.00x)
Selected Evaluation Term:
36 Months (36,000 Total Miles)
Market Residual Profile
Tier 1: High Retention
Trucks and body-on-frame utility vehicles retain value at ~55% after 5 years, beating the passenger car average by +14 percentage points due to commercial durability and sustained private-party resale demand.
2. Value Retention & Residual Forecast
✓ Optimal Resale Window: Year 3 to Year 4
$30,600
68.0% Retained
After 3 years, your vehicle will retain approximately $30,600.00 (68.0%) of its initial capital value. Cumulative depreciation loss is $14,400.00.
Total Capital Loss
-$14,400
Cumulative 3-Yr Depreciation
Monthly Depreciation
$400.00 / mo
Non-Cash Monthly Capital Drain
Depreciation Cost / Mile
$0.40 / mi
Wear Cost Per Driven Mile
Recommended Resale
Month 36 - 48
Prior to 5-Yr Residual Cliff
Resale & Trade-In Timing Advisory
"Based on deterministic depreciation curves for this Full-Size Truck class, the residual value drops from 68.0% in Year 3 to 61.0% in Year 4. Trading in between month 36 and 48 maximizes equity before secondary out-of-warranty market discounting."