1. Dealership Quoted Order
Governed by the physical state where the selling dealership is located.
Check buyer's order line items: "Doc Fee", "Processing Fee", "Service Fee", or "Administrative".
Used to evaluate doc fee as a percentage of overall vehicle transaction cost.
Doc Fee Impact:
3.11% of Vehicle Price
Delivered Subtotal:
$32,995.00
Excludes state sales tax, DMV title/license fees, and mandatory government charges.
2. Statutory Analysis & Overcharge Status 50-State Audit
⚠️ Unregulated Dealer Markup (No State Cap)
$995.00
100% Dealer Margin
Florida imposes no statutory ceiling on doc fees under Fla. Stat. § 501.976. While $995.00 is within the state median range (~$995), this is pure back-end gross profit for the dealership.
State Legal Cap
No Statutory Cap
State Median Fee
$995.00
State Governance Profile: Florida
Fla. Stat. § 501.976
Dealerships are legally prohibited from representing this fee as a government tax.
Verbatim F&I Pushback Script
"Pursuant to Florida statutes, doc fees are legally non-mandated by the state. I request this fee either be capped at the state median of $995 or credited against the vehicle gross cap cost to finalize this deal."